Use cases

Global payments are evolving. Stripe can help.

Stripe powers adaptive enterprises around the world, including dozens of industry leaders processing billions in annual payment volume. We help companies simplify global expansion, optimize their payments infrastructure, and easily add new business models and revenue streams.

Expand internationally

Global coverage, local expertise

Accept payments from customers around the world with cardholder support in more than 195 countries. Offer dozens of local payment methods to improve conversion rates and create better experiences for your customers. Let Stripe handle complex regulatory nuances for each new country so you can focus on your core business.

Available for businesses in 47 countries

AU Australia
AT Austria
BE Belgium
BR Brazil
BG Bulgaria
CA Canada
HR Croatia
CY Cyprus
CZ Czech Republic
DK Denmark
EE Estonia
FI Finland
FR France
DE Germany
GI Gibraltar
GR Greece
HK Hong Kong
HU Hungary
IN India
ID Indonesia Invite only
IE Ireland
IT Italy
JP Japan
LV Latvia
LI Liechtenstein
LT Lithuania
LU Luxembourg
MY Malaysia
MT Malta
MX Mexico
NL Netherlands
NZ New Zealand
NO Norway
PH Philippines Invite only
PL Poland
PT Portugal
RO Romania
SG Singapore
SK Slovakia
SI Slovenia
ES Spain
SE Sweden
CH Switzerland
TH Thailand
AE United Arab Emirates
GB United Kingdom
US United States

Supported payment methods

Learn more about which payment methods are supported in specific countries.

Cards
    American Express Cartes Bancaires Diners Club
    Discover Interac Beta JCB
    Mastercard UnionPay Visa
Wallets
    Alipay Apple Pay
    Google Pay Microsoft Pay
    Click To Pay WeChat Pay
Bank debits
    ACH debit Bacs direct debit
    BECS direct debit Canadian PADs
    SEPA direct debit
Bank redirects
    Bancontact Blik EPS FPX
    Giropay iDEAL Multibanco Netbanking Invite only
    Pre-authorized debits P24 SOFORT UPI Invite only
Vouchers
    Konbini
    OXXO
    Boleto Bancário
Bank transfers
    ACH bank transfer Beta Furikomi
    Multibanco Beta EUR bank transfer
    GBP bank transfer
Buy now, pay later
    Affirm
    Afterpay
    Klarna

Convert more customers

Intelligent revenue optimization

Stripe lets you accept, store, manage, and pay out money globally with a single integration. Stripe maximizes revenue for businesses by improving authorization rates on every payment and reducing declines with powerful machine learning.

Stripe is constantly improving, scaling issuer-specific authorization optimization with Adaptive Acceptance.

Stripe will also help you increase revenue with built-in features like machine learning retries and take advantage of local Stripe acquiring to increase acceptance rates and reduce costs.

Optimized business setup

  • MID assignment
  • MCC assignment
  • Local acquiring

Smart network messaging

  • BIN-level formatting
  • Stored credentials optimization
  • Issuer data sharing
  • Incrementals
  • Overcaptures
  • Partials

Automated card management

  • Network tokens
  • Batch card account updater
  • Real-time card updater

Authentication, validation and fraud protection

  • Dynamic 3D Secure
  • Dynamic $0/1 validations
  • Industry-leading ML fraud protection

Machine-learning powered retries

  • ISO message adjustment
  • Data healing
  • Smart dunning for subscriptions

Real-time API status

The leader in payments infrastructure

Global companies rely on Stripe for industry-leading uptime and performance. We continually deploy improvements to our platform, which handles more than 200 million business-critical API requests every day.

A unified product suite

The Stripe enterprise payments stack

Our platform processes payments around the world and is built to help you adapt as rules change—from PCI certification to SCA-ready payments. Our unified product suite also helps you tackle fraud, issue cards, set up recurring billing, or even integrate in-store payments with your online stack.

Credit cards

Accept all major debit and credit cards from customers in every country.

Wallets

Enable your customers to check out faster with wallet payment methods that digitally store credit and debit cards. Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.
  • Alipay
  • Apple Pay
  • Click to Pay
  • Google Pay
  • GrabPay
  • Microsoft Pay
  • WeChat Pay

Local bank debits

Accept bank debit payments from your customers, a common preference for recurring billing payments.

Local bank transfers

Accept inbound bank transfers and wires. Stripe lets you generate unique virtual account and routing numbers for each customer to automate reconciliation of incoming payments.

Secure tokenization

Utilize credit and debit card tokenization to securely collect card details without sensitive data ever touching your servers.

Card present with Terminal

Accept payments in person using Stripe Terminal. Developer-friendly SDKs let you create a custom checkout that brings our payments platform to your card-present transactions.

Subscription management

Build and scale your recurring revenue business model with subscriptions and invoicing from Stripe Billing.

Invoicing

If you need to bill other businesses, use Stripe to send invoices and request payments from your customers. Customize invoices to match your company branding, add payment terms, and accept card payments, bank transfers, or other local payment methods.

Revenue and finance automation

Automate and optimize your revenue and finance operations to drive growth, reduce costs, and increase efficiency. A tight integration between billing, payments, tax, revenue reporting, and data helps you recover more revenue, spend less on compliance, and speed up payments.

Mobile SDKs

Use Stripe’s native libraries to collect credit card information without sensitive PCI data ever hitting your servers. The libraries include tools to help you accept all Stripe-supported payment methods, from Alipay to iDEAL.

Vouchers

Allow customers to complete online purchases in-person using vouchers at authorized locations like convenience stores.
  • OXXO
  • Boleto Bancário
  • Konbini

Buy now, pay later

Allow customers to pay in installments over time while you’re paid immediately and in full.
  • Klarna
  • Afterpay/Clearpay
  • Affirm

The Forrester Wave™ for merchant payment providers

Stripe was named a Leader with the highest possible score in 16 criteria in The Forrester Wave™: Merchant Payment Providers, Q2 2022 report.

Case studies

Ford transforms its ecommerce experience with Stripe

Ford Motor Company and Stripe have partnered to scale the automaker’s ecommerce capabilities faster and to deliver an always-on experience for Ford and Lincoln customers.

Challenge

Ford CEO Jim Farley made it clear when he took over the top spot at the automaker in October of 2020 that one of his biggest focuses would be on connected vehicle services.

Solution

Ford will use Connect to facilitate a customer’s payments to a correct local Ford or Lincoln dealer. As Ford develops ecommerce offerings across the product and service spectrum, Stripe’s platform and services are expected to drive new efficiency into processing of ecommerce payments, such as vehicle ordering, reservations and digital and charging services.

Products

Stripe has developed strong expertise in user experiences that will help provide easy, intuitive and secure payment processes for our customers.

Marion Harris, Ford Motor Credit Company CEO

WooCommerce partners with Stripe to launch in 17 new countries in 3 months

As one of the most popular ecommerce platforms in the world, WooCommerce enables WordPress businesses to sell and manage orders directly from their websites.

Challenge

WooCommerce wanted to help its merchants adapt quickly to changing consumer habits through its own integrated payments solutions.

Solution

WooCommerce decided to launch a brand new platform, WooCommerce Payments, by integrating several different Stripe products to enable merchants to do everything from taking contactless payments and accessing funds in real time to tapping into business funding to keep operations afloat. In just three months and with a team of fewer than 20 people, the company partnered with Stripe to launch WooCommerce Payments in 17 countries—from Canada to New Zealand and across Europe.

Products

Building on Stripe, we started with payments, billing, and subscriptions. But we’re quickly adding Stripe Terminal for in-person payments, and planning to offer a full suite of fintech services to help our merchants grow their business, including access to capital and more—not only in the US, but also Europe and other regions where WooCommerce thrives. We chose Stripe as its extensive options across payments and financial services are what enable us to do this, and do it rapidly without compromise.

Brent Shepherd, Payments Lead

GitHub works with Stripe to add a donations program

Microsoft-owned GitHub is a code management platform that sought a partner to help them launch Github Sponsors to support open-source developers.

Challenge

GitHub wanted to create a compliant and seamless onboarding experience that is accessible to the developer community in various languages around the world. Once onboarded, anyone on the Sponsors platform can sponsor a developer contributing to an open source project—and GitHub can match it up to $5000 per developer.

Solution

GitHub used Stripe to onboard developers in 34 countries to accept donations. In two months, Stripe helped Github reduce a manual 9-step, week-long process to a fully localized, 2-minute onboarding experience. They also expanded support to more countries and currencies without additional work.

Products

We are extremely happy customers, and Stripe makes it possible for us to build new products like GitHub Sponsors that would be nearly unthinkable without them.

Nat Friedman, CEO

Nasdaq chooses Stripe for robust security and scalability

Nasdaq is a global technology company democratizing access to the capital markets. They own and operate several stock exchanges across the US and Europe. Nasdaq chose Stripe for robust security and scalability.

Challenge

After making several acquisitions, Nasdaq knew they needed a payments provider that would allow them to work securely across their subsidiaries and assist in improving their recurring billing and financial reporting.

Solution

Stripe Payments allowed Nasdaq to provide simple and secure card payment options, while Stripe Billing gave the Nasdaq team a flexible way to bill their customers on a recurring basis, including accepting alternative payment methods. Nasdaq will continue to grow its software solutions with the trust of Stripe’s leading security infrastructure.

Products

Scalability and security are two key areas of focus in operating all of our solutions. That is why we chose Stripe. We saw Stripe as the most secure provider.

Adena T. Friedman, President and CEO

Custom packages

Speak to an expert

Design a custom pricing package for your business.

  • Interchange+ pricing
  • Volume discounts
  • Country-specific rates
  • Multi-product discounts
  • Deployment services
  • Technical account management
Custom pricing
Contact sales 

How can we help you?

We partner closely with you from onboarding to deployment, offering 24x7 phone, email and chat support, dedicated technical account management, support in your Dashboard, and personalized recommendations for your business goals. Let’s get started.

Adaptive Enterprises

Learn how 600 global chief executives are unlocking new revenue streams and growth opportunities.

The Forrester Wave

Stripe is the highest scoring payments provider—recognized for its scale, technology and speed of innovation.